Features & Modules

Everything Fortunato can support.

Core capabilities are included in every Fortunato instance. Additional modules are available according to the cooperative’s operations and package.

Cooperative foundation

Core features

These capabilities form the Fortunato foundation and remain included in every instance.

Membership Included

Member registry, Member 360, PMES, membership approvals, requests, and lifecycle management.

Finance Included

Contributions, share capital, cashiering, official receipts, transactions, remote payments, and payment verification.

Accounting & Treasury Included

Chart of accounts, journals, general ledger, treasury accounts, fund transfers, disbursements, and financial statements.

Member Benefits & Services Included

Beneficiaries, mutual aid, claims, and assistance requests.

Governance & Compliance Included

Officers, committees, meetings, resolutions, training, social programs, mediation, and CDA compliance workflows.

Records, Reports & Audit Included

Documents and records, reports and analytics, compliance evidence, and the application audit trail.

Portal, Security & Administration Included

Member self-service, announcements, roles and permissions, system settings, branding, and notification controls.

Loans / Credit Included

Loan products, applications, credit evaluation, approvals, releases, amortization, collections, restructuring, and credit history.

Shared expansion

Shared cooperative extensions

Cross-cutting capabilities that strengthen finance, operations, workforce, approvals, and management control across cooperative types.

8 modules
Funeral Care Optional

Funeral assistance cases, service providers, packages, and member care history.

Budgeting & Appropriations Optional

Annual budgets, appropriations, adjustments, utilization controls, budget-versus-actual reporting, and spending enforcement.

Procurement & Vendor Management Optional

Suppliers, purchase requests, quotations, vendor comparison, purchase orders, receiving, and procurement controls.

Fixed Assets & Depreciation Optional

Asset capitalization, custody, useful life, depreciation, movements, maintenance history, and disposals.

HR / Employee Records / Payroll Optional

Employee records, attendance, leave, payroll, benefits, and related personnel administration.

Tax & Statutory Payroll Compliance Optional

Payroll taxes, statutory contributions, deductions, remittances, and related compliance records.

Workflow & Approval Engine Optional

Configurable transaction stages, approval steps, approvers, amount thresholds, routing, and reusable approval history.

Cost Center / Business Unit / Profit Center Accounting Optional

Track income, expenses, allocations, and performance by branch, department, cost center, or business activity.

Financial services

Member financial services

Optional financial products and member-position capabilities used only when the cooperative is authorized and actually provides them.

3 modules
Patronage Allocation / Refund Engine Optional

Calculate and distribute patronage refunds, surplus allocations, and similar member-based distributions.

Member Credit Balance / Unified Financial Position Optional

Track internal member credit balances from refunds, excess payments, patronage allocations, reimbursements, and other cooperative credits, with a consolidated view of member financial relationships.

Savings & Deposits Optional

Configure regular and voluntary savings products and their accounting mappings.

Business operations

Reusable business-operation modules

Reusable line-of-business modules that a cooperative can add independently according to its actual operations.

9 modules
Retail / POS Optional

Cashier-ready selling, product and SKU catalogs, retail stock, purchasing, pricing, promotions, member discounts, returns, e-commerce orders, and shift reconciliation.

Inventory & Stock Management Optional

Reusable product catalog, stock locations, procurement receiving, opening stock, adjustments, stock levels, replenishment, and movement history across cooperative operations.

Agriculture Optional

Farmer and farm records, crops and livestock, inputs, equipment, harvests, aggregation, storage, processing, traceability, sales, and producer settlement.

Marketing / Sales Optional

Producer and buyer records, product aggregation, quality inspection, pricing, quotations, contracts, sales orders, e-commerce, delivery, and settlement.

Service Operations Optional

Service catalogs, pricing, requests, scheduling, assignment, completion, billing, collection, accounting, and operational reporting.

Transport / Logistics Optional

Fleet and vehicle records, drivers, routes, dispatch, trips, shipment tracking, proof of delivery, fuel, maintenance, freight, and logistics controls.

Housing / Property Optional

Land and property records, projects, lots or units, allocation, construction, financing, billing, collections, turnover, maintenance, and community management.

Health Services Optional

Patient and dependent records, appointments, clinical encounters, laboratory, diagnostics, pharmacy, medical inventory, billing, insurer claims, and facility compliance.

Other Business Modules Optional

Configurable registered-purpose extensions that do not fit a standard reusable business-operation module.

Specialized business

Specialized business modules

Complete registered-purpose operating suites derived from the full cooperative-type matrix. Multipurpose cooperatives combine the suites they actually need rather than using a separate multipurpose suite.

29 modules
Advocacy Cooperative Operations Optional

Advocacy programs and campaigns, community registries, events and seminars, learning, research, surveys, publications, grants, volunteers, issue tracking, and impact monitoring.

Agrarian Reform Cooperative Operations Optional

ARB and landholding records, tenure and award records, GIS and farm mapping, crop and livestock operations, inputs, machinery, aggregation, storage, processing, producer settlement, logistics, subsidies, and production financing.

Agriculture Cooperative Operations Optional

Farmer and plot registries, crop and livestock production, inputs, machinery scheduling, harvest recording, silos and cold storage, processing, traceability, buyer contracts, producer settlement, logistics, financing, and subsidy programs.

Consumer Cooperative Operations Optional

POS, SKU catalog, retail inventory, replenishment, supplier management, warehousing, stock transfers, pricing, promotions, member discounts, patronage tracking, returns, online orders, reservations, cash reconciliation, and forecasting.

Cooperative Banking Optional

Institutional customers, CIF and KYC, savings, current and time-deposit accounts, loans, teller and vault operations, transfers, remittance, checks, treasury, liquidity and ALM, AML and fraud monitoring, consumer protection, BSP reporting, digital banking, and operational risk.

Credit Cooperative Operations Optional

Member deposits, loan products, origination, credit investigation and scoring, credit committee workflow, guarantors and collateral, releases, amortization, collections, PAR and aging, restructuring, provisioning, credit risk, complaints, and lending reports.

Credit Surety Fund (CSF) Operations Optional

Institutional members, CSF fund ledger, fund providers, beneficiary cooperatives, surety applications, credit evaluation, guarantee approval and certificates, exposure limits, bank facilities, fees, defaults, claims, recoveries, reserves, concentration risk, analytics, and CDA/BSP reporting.

Dairy Cooperative Operations Optional

Dairy farmers and herds, breeding and animal health, feed and inputs, milk collection, quality and laboratory testing, producer pricing and settlement, chilling and cold chain, processing, lot management, food safety, inventory, sales, distribution, and traceability.

Education Cooperative Operations Optional

Student information, admissions, enrollment, curriculum, classes, faculty, attendance, grades, registrar records, tuition billing, scholarships, LMS, library, student services, clinic, facilities, and DepEd/CHED/TESDA compliance.

Electric Cooperative Utility Operations Optional

Member-consumers, service connections, meters, meter reading, tariffs, billing, collections, disconnection and reconnection, subsidies, power procurement, distribution assets and GIS, outages, field work orders, maintenance, materials, engineering projects, system-loss analytics, complaints, and ERC/NEA reporting.

Financial Service Cooperative Operations Optional

Customer and member KYC, savings and deposit products, lending, payments and remittance, interest and fee engines, collections, collateral and guarantees, treasury and liquidity, financial risk, AML, consumer protection, and regulatory reporting.

Fishermen Cooperative Operations Optional

Fisher, vessel and gear registries, fishing trips, catch and landing records, species and grade tracking, aggregation, ice plant and cold storage, processing, food safety, traceability, auction and pricing, buyer management, fisher settlement, inputs, refrigerated logistics, permits, maintenance, and safety.

Health Services Cooperative Operations Optional

Beneficiaries and dependents, patient registry, appointments and queues, provider schedules, electronic medical records, clinical and nursing encounters, laboratory, diagnostics, pharmacy, medical inventory, billing, PhilHealth/HMO claims, inpatient management, referrals, records release, consent, privacy, and DOH compliance.

Housing Cooperative Operations Optional

Housing applicants, land acquisition, projects and subdivisions, lot or unit inventory, qualification and allocation, reservations, construction and contractors, progress billing, housing financing, amortization, collections, titles and permits, turnover, community management, dues, repairs, and utilities.

Insurance Cooperative Operations Optional

Insurance products and plans, insured-member records, underwriting, premiums and billing, policy issuance, renewals and endorsements, claims adjudication, benefits, reserves, actuarial support, reinsurance, agents, investments, risk, fraud, complaints, and Insurance Commission reporting.

Labor Service Cooperative Operations Optional

Worker-member profiles, skills and certifications, client contracts, job orders, deployment, shifts, timekeeping, leave, payroll, statutory deductions and benefits, client billing, worker payout, performance, occupational safety, incidents, PPE, and labor compliance.

Marketing Cooperative Operations Optional

Producer and supplier registries, input procurement, product aggregation, receiving, inspection and grading, warehousing, inventory, traceability, buyer CRM, quotations and contracts, pricing, sales orders, marketplace selling, delivery, producer payout, commissions, and market-price analytics.

Producers Cooperative / Manufacturing Operations Optional

Producer registry, SKU and BOM, production planning, raw-material procurement and inventory, work orders, manufacturing and floor recording, yield and wastage, traceability, quality assurance, costing, finished goods, warehouse, equipment maintenance, sales, distribution, and member settlement.

Professional Service Cooperative Operations Optional

Professional profiles and licensing, specializations, client CRM, engagements and cases, proposals, contracts, resource assignment, appointments, timesheets, expenses, professional billing, invoicing, revenue sharing, documents, peer review, and continuing professional development.

Service Cooperative Operations Optional

Configurable service catalogs and packages, clients, service requests, bookings, work orders, provider assignment, dispatch, service completion, SLA monitoring, contracts, billing, subscriptions, equipment assignment, complaints, and domain-specific service extensions.

Small-Scale Mining Cooperative Operations Optional

Miner and site registries, permits and licenses, crews, extraction and production, ore inventory, assay and grade records, processing and recovery, traceability, machinery, fuel, maintenance, occupational safety, incidents, environmental monitoring and rehabilitation, buyers, royalties and taxes, and DENR/MGB reporting.

Technology Service Cooperative Operations Optional

Technology service catalog, client onboarding, subscriptions, projects, help desk, SLA, change and release management, IT assets, software licenses, monitoring, cybersecurity incidents, privacy controls, backups and continuity, cloud vendors, APIs, knowledge base, training, usage metering, and billing.

Transport Cooperative Operations Optional

Drivers and operators, fleet, franchises and permits, routes and terminals, dispatch and trips, passenger booking and ticketing, fares, crew assignment, boundary and remittance, GPS, fuel, maintenance, tires and parts, insurance, accidents, safety, cargo or freight, and LTO/LTFRB compliance.

Water Service Cooperative Operations Optional

Consumers and connections, applications, meters and readings, tariffs, billing, collections, disconnection and reconnection, complaints, leaks, field work orders, water sources and plants, network and GIS assets, pumps and tanks, maintenance, spare parts, water quality, production and consumption, non-revenue water, advisories, and NWRB compliance.

Workers Cooperative Operations Optional

Worker-owner profiles, skills and certifications, clients, projects and jobs, work orders, assignments, shifts, attendance, payroll and compensation, statutory benefits, job costing, client billing, worker earnings, performance, safety, tools and equipment, and surplus or patronage distribution.

Logistics Service Cooperative Operations Optional

Shippers, consignments, freight rates, pickups, dispatch, fleet and drivers, route planning, tracking and proof of delivery, barcode scanning, warehouse receiving and fulfillment, storage, packaging, forwarding, carriers and 3PL, COD and remittance, freight billing, cargo claims, customs documents, and SLA analytics.

Memorial Service Cooperative Operations Optional

Memorial plans and entitlements, reservations, decedent records, funeral arrangements, wake and chapel scheduling, mortuary operations, embalming, cremation and burial coordination, funeral transport, caskets and supplies, ancillary services, procurement, authorizations, billing, permits, facilities, quality, and case closure.

Real Estate Development & Property Management Optional

Land and property portfolio, acquisition, feasibility and development planning, projects, permits, contractors, bidding, construction milestones and costing, buildings and unit inventory, reservations, sales, leasing, tenants, receivables, dues and utilities, facilities and maintenance, deeds, valuation, occupancy, CRM, and property-level profitability.

Other Registered-Purpose Operations Optional

Configurable module enablement, workflows, forms and fields, regulatory reporting, integration framework, and additional type-specific operational modules for cooperative purposes recognized by CDA.